Digital Payments
Digital Payments Platform
A comprehensive suite designed to drive financial inclusion and cashless adoption. Revolutionizes banking in underserved markets, helps service providers increase their footprint and monetize offerings, enables seamless and secure digital transactions.
What are digital payment methods?
Why is digital payment important?
Digital payment platforms afford customers the convenience of making payments anywhere and anytime they have access to a device connected to the internet. Service providers stand to benefit equally as they are able to offer a host of services that boost customer experience and build loyalty while opening new monetization opportunities. In addition to enabling digital transactions, they can also offer rewards, promotions, microfinance options, credit-scoring, and more. Plus, the pandemic has highlighted the need for safe and secure cashless transactions around the world. And, pandemic or not, digital payment platforms enable financial inclusion of underserved populations where banks and/or ATMs are sparse.
A Next-Gen Digital Payments Platform
ROI-Centric Digital Payments Suite
Alepo’s Digital Payments Platform includes highly customizable features that support every business model:
Mobile wallet: supports all types of banking segments, cashless payments, and wallets (open, semi-closed, and closed). Compatible with different devices. Create multiple wallets (main, bonus, savings, and more) to control exactly how money is spent.
Mobile banking: app-enabled mobile self-care lets customers transact securely.
Bill, P2P, bank-to-bank payments: reduces the overall cost to customers arising from multiple KYC checks and service charges. Integrate with different bank accounts using only the bank’s API.
Agent banking: enables more financial inclusion in underserved populations, where agents or business correspondents can provide banking services using their mobile devices.
Download Flyer: Alepo Digital Payments
Powerful All-In-One Platform
Promotion management: acquire, grow, optimize, and retain customers by defining and rolling out promotions.
Reward points: allotted for customer operations like top-ups, bill payments, and purchases, redeemable against various offers.
Microfinance: approve microloan disbursements and collections with support for microcredit and micro-savings.
Credit-scoring engine: determine customer eligibility for loans, services, and promotions, using pre-defined rules such as KYC verification status, total cash-ins, transaction history, and more.
Foreign remittance: paperless and user-friendly transactions with clients overseas through remittance partners like Western Union (WU).
e-piggy bank: customers can create an add-on account for their children under parental supervision.
Voucher management: create and manage the entire voucher life cycle for various promotions.
Omnichannel support: boosts customer experience.
Cloud-Native Benefits
Security: the platform is PCI/PA DSS compliance-ready and eliminates various security threats with anti-money laundering (AML) rules, fraud management, and more.
Extendible: add new functionalities without impairing existing ones with plug-in support.
RESTful API gateway: exposes REST APIs for services to orchestrate various functionalities by routing client requests to the appropriate microservice.
Microservices: the architecture comprises loosely coupled services that can be broken down into multiple components. Deploy services independently or in tandem.
Cloud-enabled and virtualized: rapidly deploy on the cloud, on-premise, or a hybrid with the option to keep transaction data local while running other parts on the cloud.
The platform can be deployed as standalone or part of Alepo’s Digital Business Support System (BSS).
Related Resources
Alepo’s Digital Payments Platform – Blockchain-Trusted Mobile Financial Services Platform
Among the first platforms to use a private blockchain to ensure a tamper-proof and secure ledger, Alepo’s Digital Payments platform lets you build a diverse financial ecosystem, with built-in support for bulk disbursements, multiple balances, and promotion management.
Alepo's Comprehensive Digital Business Support System (BSS) for Telcos
With its class-leading 5G-ready architecture, Alepo’s Digital BSS helps communications service providers transform into digital service providers, enabling a host of services including digital payments.
A 5G-Ready Digital BSS for Rapid Delivery, Monetization, and Management of Digital Services
Alepo’s Digital BSS has a class-leading 5G-ready architecture that enables CSPs to transform into digital service providers. Its modular architecture means its various modules can be deployed independently or in tandem.
Collateral
Blog Posts
Top five telecom trends to expect in 2021
The digital transformation accelerated by the pandemic will continue through 2021. From 5G to IoB, a roundup of the telecom trends we expect to see.
Telecom 2020: Growth Drivers and Trends
A roundup of the biggest trends transforming telecom this year: 5G, IoT, AI. Learn how operators can seize these opportunities with next-gen digital BSS and 5G core solutions.
Blockchain and the Future of Mobile Money
As mobile money evolves, operators must contend with complex and competitive ecosystems, increasing regulatory demands, and higher costs. Can blockchain help manage these challenges?
Mobile Wallets Are the Piggy Banks of the Future
An e-piggy bank lets parents supervise as their children learn how to manage digital money and achieve savings goals. The unique add-on helps mobile wallet operators attract customers and keep money in the system.
High Circulation Ratio Is Key to Mobile Money Profitability – Here’s How to Improve It
To succeed, a mobile money business needs to encourage consumers to keep money in the system. This is measured by the digital circulation ratio. Learn how to improve it, and where blockchain can help.
Press Releases
YOFC Peru to launch fiber broadband services in four regions using Alepo’s BSS/OSS
YOFC has selected Alepo’s vendor-agnostic Business Support Systems and Operations Support Systems (BSS/OSS) to deploy high-speed fiber broadband services in Peru.
SaskTel launches all-digital service called Lüm Mobile using Alepo’s Zero-Touch Network Solution in Canada
Alepo’s Zero-Touch Network Solution enables Lüm Mobile’s all-digital service through the operator’s website and app, with no stores or customer-facing agents.
Digicel transforms FTTx services across the Caribbean with Alepo’s Broadband AAA
Digicel has deployed Alepo’s cloud-based Broadband AAA to modernize its FTTx services across the Caribbean islands. The services were migrated seamlessly with zero downtime.
Cable IPTV player VNet Services enters FTTH market using Alepo’s fixed broadband solution
Alepo’s fixed broadband solution has enabled VNet to launch innovative plans and offers, onboarding direct subscribers as well as affiliates including MSOs and LCOs.